Start with complete documents
A declarations page summarizes some policy information, but it is not the entire contract. Send the policy forms, endorsements and carrier correspondence available to you. We identify the issues to discuss and the documents needed before recommending next steps.
What we focus on
Policy documents
Organize the complete policy and endorsements associated with the loss date.
Carrier position
Separate requests for information from coverage decisions and payment explanations.
Evidence inventory
Identify which photographs, reports and invoices are already in the file and which may still be needed.
What to bring to the review
- Declarations, forms and endorsements
- Letters and all estimate versions
- Loss timeline and supporting records
A common question
What if I do not have the whole policy?
Tell us what is missing. You can request a complete copy from the carrier or your insurance agent.
Related claim help
A public adjuster on your side.
Representation for property owners who want a clear, organized approach to an insurance claim.
Explore this page →Understand the reason for the denial.
Start with the carrier’s actual letter, the policy and the evidence of the loss.
Explore this page →When the estimate does not match the repairs.
A low payment deserves a careful comparison of scope, pricing and the carrier’s payment explanation.
Explore this page →