THE GOAL: A FULLY DOCUMENTED CLAIM

Less overlooked.
More clearly supported.

We work to connect the damage, repair scope and evidence so the claim reflects what can be documented. Your result depends on the policy and facts, not a sales promise.

01 / Find the gapsReview affected areas and missing repair operations.
02 / Support the scopeConnect photographs, measurements and estimates.
03 / Present the claimMake the disputed items clear and reviewable.

Get a free claim review →

Public adjuster reviewing a property claim with Florida homeowners
Property claim illustration

Find the difference before naming a number

The amount on a check is not always the same as the carrier’s repair estimate. A review starts by separating the estimated repairs from deductions and previously issued payments, then comparing the actual proposed work room by room. We look for explainable differences supported by measurements and documentation.

What we focus on

Missing work

Compare affected surfaces, access work, removal and replacement steps against the carrier’s line items.

Unsupported quantities

Photos, dimensions and contractor scopes can help explain why a quantity needs another look.

Payment breakdown

Bring the estimate and payment letter together so we can identify the questions that remain.

What to bring to the review

  • Complete carrier estimate
  • Contractor scope or bids
  • Payment letters and repair photos

A common question

Does a gap calculator show what I am owed?

No. It only compares entered numbers. Coverage, depreciation, deductibles and other policy terms require a separate review.

Related claim help

Make the repair scope understandable.

A useful estimate explains the work, quantities and supporting evidence behind the claim.

Explore this page →

Roof damage claims

Build the connection between the damaged roof, the proposed work and any interior effects.

Explore this page →

Prepare the evidence for an amount dispute.

A detailed repair scope is central to evaluating whether appraisal is appropriate.

Explore this page →
Service information from American Financial Claims. Updated September 19, 2026. Ask about your specific claim.

Questions before your next move?

Can you review a claim if I already received a payment?

Yes. Bring the carrier’s estimate, payment breakdown and any repair proposals. We can compare the documented scope and discuss questions that remain. A review does not guarantee an additional payment.

What should I bring to a free review?

Start with the policy, claim number, carrier letters, photographs and estimates you already have. You do not need a perfect file before contacting us.

What will your team actually do?

We discuss the loss, review the available documents, inspect when appropriate and organize the scope and supporting evidence. If retained, our role and services are described in your agreement.

Can you promise a settlement amount or a completion date?

No. Any outcome depends on the policy, evidence and circumstances. We explain the work and unresolved questions without promising a particular amount or timeline.

How do I learn about your fee?

Ask for the proposed fee and services in writing before signing. Your review is free, and the team can explain the agreement applicable to your property and claim.

Can we start by phone or Zoom?

Yes. Call (239) 444-8101 or request a review. Tell us where the property is located so we can confirm service availability and whether an inspection is appropriate.